PRIVACY POLICY

This Document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and Terms of Use for using, browsing, accessing billfoldify.com

WE WANT YOU TO:

  • Feel comfortable using billfoldify.com

  • Feel reasonably secure submitting information to us

  • Contact us with your questions or concerns about privacy relating to billfoldify.com

  • By accessing, regist ering, browsing, using billfoldify.com you consent to the collection of certain data

WHAT INFORMATION IS, OR MAY BE, COLLECTED FROM YOU?

    We will automatically receive and collect certain anonymous information in standard usage logs through our Web server, including computer-identification information obtained from "cookies," sent to your browser from a

  • Web server cookie stored on your hard drive

  • An IP address, assigned to the computer which you use

  • The domain server through which you access our service

  • The type of computer you're using

  • The type of web browser you're using

  • The device id’s and other details

We may collect the following sensitive personal data or information (SPDI) about you:

  • Your email id

  • Your name

We may also collect the following information:

  • About the pages you visit / access

  • The links you click on billfoldify.com

  • The number of times you access a page on billfoldify.com

  • You must keep usernames and passwords safe to ensure that only you can use the App. You agree that usernames and passwords are issued for individual users only and that you must not share this information with anyone else.

WHO COLLECTS THE INFORMATION

    Some of your personal data or information may be collected, received, possessed, stored, dealt with or handled by:


    We will collect anonymous traffic information from you when you browse, access, register, use billfoldify.com

    We may collect sensitive personal data or identifiable information about you only as a part of a voluntary registration process.

HOW IS THE INFORMATION USED?

    We use your sensitive personal information to:

  • Help us provide personalized features

  • Tailor billfoldify.com to your interest

  • To provide the services requested by you

  • To preserve social history as governed by existing law or policy

  • To perform KYC verification as per SEBI Investment Advisor Guidelines

  • To provide financial planning services

PURPOSE OF COLLECTION

billfoldify.com uses your Sensitive Personal Data or Information (SPDI), Personal Data for the following purpose:

TYPE OF PERSONAL DATA COLLECTED FROM USER PURPOSE OF COLLECTION
your email address To recognize you as a legitimate user of billfoldify.com, enable access to the billfoldify services

We use contact information internally to:

  • Direct our efforts for improvement

Generally, we use anonymous traffic information to:

  • Remind us of who you are in order to deliver to you a better and more personalized service;

  • Recognize your access privileges to billfoldify.com

  • Track your session so that we can understand better how people use billfoldify.com

TYPE OF SENSITIVE PERSONAL DATA OR INFORMATION (SPDI), PERSONAL DATA THIRD PARTIES
Email id, phone number Email notifications and alerts on the seminars or events you may be interested in or have registered to attend.

DISCLOSURE POLICY IN COMPLIANCE WITH RULE 6 OF THE IT RULES 2011

  • We shall share the sensitive personal data or information of the user with third-party service providers, users, staff of M/s. Goldennest Technologies Pvt Ltd for enabling the users to get business leads, give and get information.

  • The sensitive personal data or information may be disclosed to any person, if such disclosure is required for a lawful purpose connected with a function or activity of billfoldify.com.

  • The sensitive personal data or information may be disclosed, where the disclosure is necessary for compliance of a legal obligation.

We do not rent, sell, publish or share your sensitive personal data and we will not disclose any of your personally identifiable information unless:

  • We have your permission

  • To help investigate, prevent or take action regarding unlawful and illegal activities, suspected fraud, including cyber incidents potential threat, punishment of offences and to the safety or security of any person, violations of Goldennest Technologies Pvt Ltd‘s terms of use or to defend against legal claims;

  • Special circumstances such as compliance with subpoenas, court orders, requests/order from legal authorities or law enforcement agencies requiring such disclosure

WHAT CHOICES ARE AVAILABLE TO YOU REGARDING COLLECTION, USE AND DISTRIBUTION OF YOUR INFORMATION?

Sharing your sensitive personal identifiable information is entirely voluntary. You need not register with us in order to use billfoldify.com . However, in order to use services and features of billfoldify.com , you shall be required to register on billfoldify.com

REMOVAL OF PERSONAL DATA

    At expiry of subscription:

    • BillFoldify will remove your email ID from our database 30 working days after expiry of subscription. No action is required from user.

    During the subscription period:

    • BillFoldify will not remove your email ID from our database and user can use our services till end of the subscription period. No action is required from user.

    Removal of personal data during active subscription period:

    • User can send an e-mail to reachus@billfoldify.com with subject - “REMOVE PERSONAL DATA” from their email ID registered with BillFoldify.
    • NOTE: with removal of email id and other personal data of user, BillFoldify will cancel the subscription and no refund will be available to user.

    WHAT SECURITY PROCEDURES ARE IN PLACE TO PROTECT INFORMATION FROM LOSS, MISUSE OR ALTERATION?

    ATo protect against the loss, misuse and alteration of the information under our control, and to comply with Rule 8 of IT Rules, 2011 (Reasonable security practices and procedures and sensitive personal data or information), we have in place appropriate physical, electronic, technical, operational and managerial procedures.


    Although we will endeavour to safeguard the confidentiality of your sensitive personal identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By browsing, accessing, using billfoldify.com in whatsoever manner, you agree that we shall have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties including any cyber-attacks.

    USE OF COOKIES

    In the context of the online services provided through billfoldify.com we may make use of cookies to better the user experience. Cookies are small text files that may be stored on your device while visiting billfoldify.com In particular, we plan to use billfoldify.com by capturing the device data, bandwidth usage, time & place of usage of the user.

    HOW CAN YOU CORRECT INACCURACIES IN THE INFORMATION?

    To correct or update any information you have provided during registration, you can update or correct the inaccuracies therein through your registered account. However, you shall be responsible for informing us the same.


    NO CONTRACTUAL OBLIGATION

      Please note that this Privacy Policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.

    DISCLAIMER

    • We shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user’s account and / or information Any other personal and sensitive Personal Data shared by you which is not asked by us during registration, either mandatorily or optionally; accounts to wilful and intentional furnishing; and we will not be liable for breach of such information.

    • We have taken appropriate steps for the security and protection of all our digital platforms including internal applications, however, we shall not be responsible for any breach of security or the disclosure of personal data for reasons outside our control, such as hacking, social engineering, cyber terrorism, espionage by third parties, or any events by way of force majeure such as sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war or acts of government.

    INTELLECTUAL PROPERTY RIGHTS

      Please note that we retain all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all data provided on or via this web site/applications (including all texts, graphics and logos).


    POLICY UPDATES

      We reserve the right to change or update this policy at any time by placing a prominent notice on billfoldify.com. Such changes shall be effective immediately upon posting the same on billfoldify.com